Free · 0% fee · pay via SBP

Benefits for your team — a better deal than a pay raise

Meals, healthcare, sports, fuel and transport for employees of companies operating in Russia. Plushki helps you save on taxes and social insurance contributions — and helps your team feel cared for. Setup takes one day.

The service is free, 0% fee — you pay only the allowances to your employees.

Sign up your company
Calculate your savings →
9:41SBP
Plushki

Remaining today

₽350

Remaining this month: ₽4,200

Meals
Healthcare
Sports
Transport

Recent transactions

Nearby Café

Meals · Today

−₽180

Health Pharmacy

Healthcare · Yesterday

−₽420
Pay by QR

One program

Several benefit categories

You choose the categories, and employees spend only within them. Payments go through only at matching merchants.

Meals

Lunches and cafés near the office

Healthcare

Medical care and pharmacies

Sports

Gyms and swimming pools

Fuel

Gas stations for business trips

Transport

Transit and taxi rides to work

The key advantage

Tax benefits instead of salary indexation

A benefits program helps reduce the burden on your payroll. We’ll show you the numbers and provide templates of internal policies (local regulations).

How it works

Four simple steps

01

You top up the budget

Your company transfers the overall program budget. The money is kept separately, and the fee is 0%.

02

You set limits

For each employee — a monthly amount and categories: meals, healthcare, sports and more.

03

Employees pay

QR and SBP (Russia’s Faster Payments System) payments right in the app. Limits and categories are checked automatically.

04

You see reports

Transparent reports and export to 1C (Russian accounting software). No receipts or expense reports.

The employer portal and the employee app are available in English. Accounting documents such as invoices, tax registries and 1C exports remain in Russian.

Who benefits

Value for every role

For owners and CFOs

Savings on taxes and social insurance contributions instead of direct salary indexation. 0% fee, budget under control.

For HR directors

A noticeable benefit that keeps people on your team. Employees choose for themselves what to spend it on.

For office and facilities managers

No cards, receipts or expense reports. Limits and reports in a couple of clicks.

Comparison

Why Plushki is a better deal than lunch services

Lunch delivery services and lunch cards solve one problem — lunches. Plushki covers your entire benefits package and helps you structure it tax-efficiently.

Plushki

Lunch services

What it covers

Meals, healthcare, sports, fuel and transport — under one limit

As a rule, only meals: lunch delivery or payment at cafés

Where employees can pay

At any venue or store in the right category that accepts SBP

As a rule, within the service’s partner network

Cost to the company

Free: no percentage charged to the company or on turnover

Some services charge a fee as a percentage of order turnover; terms vary

Support for tax documentation

The product is designed around social payments: equal limits, allowances shown in reports separately from salaries, a reference policy template

No dedicated tools — meals are simply accounted for as an expense

Comparison with the typical terms of corporate meal services (lunch delivery, lunch cards), based on their public materials as of July 2026; the terms of specific services may differ. For details on tax documentation, see the Tax benefits page.

About tax benefits

Benefits cafeteria

This is a benefits cafeteria — only simpler

Employees get a limit and choose for themselves what to spend it on: meals, healthcare, sports, fuel or transport. These are the same flexible benefits as in a classic benefits cafeteria — but without an intermediary platform, a partner catalog or per-employee fees. That’s how a benefits cafeteria for small businesses becomes a reality rather than a months-long project.

Any outlet, not a catalog

Payment via SBP at any venue or store in the right category — employees aren’t limited to a partner catalog.

Free

0% fee: no platform fee and no per-employee subscription. You pay only the allowances themselves.

Set up in a day

You sign up your company yourself — no implementation project, integrations or lengthy approvals.

Pricing

The service is free, 0% fee

For companies with fewer than 50 employees — 0% fee: you pay only the allowances themselves. For teams of 50 or more, we’ll offer individual terms — we’ll talk, learn what you need and agree on pricing together.

More about pricing

Refundable verification payment — ₽100

When signing up, your company makes a one-time ₽100 payment from its bank account to confirm its details. The amount is returned to your account within 10 business days.

“Free” and “0% fee” apply to companies with fewer than 50 employees. For teams of 50 or more, we offer individual terms: we’ll talk, learn what you need and agree on pricing together — see the Pricing page.

Trust

Trusted by

Companies that already work with our model.

MKB
Globus
KAZ Minerals
Baimskaya
Cinalab
Renovatsiya
Atmosfera Kino
Logika Moloka
Petrovax
Barrier

Settlements and card issuance — through our partner bank, Paygine Bank LLC (Bank of Russia license No. 3543). Payments via SBP.

Set up Plushki in one day

Sign up your company yourself or request a demo — we’ll show you the product and calculate the savings for your headcount.

Sign up your company